Savings Bonds are certificates issued by the federal government that earn a variable rate of interest based on market conditions. The interest earned is deferred from federal taxes. They are available in denominations of $50, $75, $100, $500, $2,500 and $5,000.

As of January 1, 2012, paper savings bonds are no longer sold at financial institutions. Purchases of Savings Bonds will only be available electronically at www.treasurydirect.gov.

Existing paper bonds are still valid and will earn interest for 30 years from the issue date or until redeemed. You can continue to cash in paper savings bonds at any Unison location.

Benefit:

• Earn interest on your bond for up to 30 years.